Our Services
Our Services
At Gillam Insurance Brokers we specialise in business insurance. We work closely with businesses of all sizes to find the right cover to protect what matters most. Alongside business insurance, we also offer expert advice and solutions for High Net Worth household cover, ensuring your home, valuables and lifestyle have the protection they deserve.
Our service goes beyond simply arranging policies. We offer personal, highly qualified insurance expertise you can depend on. Our clients also benefit from risk management advice to help minimise claims before they happen.
Jargon free clear guidance is always provided to help you navigate what is covered and what requirements or exclusions your policy may have.
Whether it is protecting your business, your home, or offering proactive risk management advice, we are here to support you every step of the way.
Wide Range of Products
With over 30 years’ of insurance experience working with businesses across a wide range of industries, we provide tailored insurance solutions that protect you and your business.
Frequently Asked Questions
We take the time to ensure that the cover you are buying matches your needs and ensure you understand what you are buying and if there are any limitations in the cover so there are no surprises should a claim arise.
Online solutions are often “non advised sales”. This is exactly as it sounds; you would be buying insurance without any advice on the cover.
We are an independent insurance broker and offer insurance protection for all your personal and business needs.
The price of your business insurance is based on many variables, including:
- Your trade
- How long you have been trading and the experience you have.
- Your claims history, particularly the past five years
- Whether you work in a high-risk environment
- What security you have in place
- Wages, turnover, gross income or profit
- The location and construction of your premises
You can set up your business insurance before you are registered or trading and we can guide you on what you might need such as :
Property insurance — buildings, machinery and contents, stock and computers
Public liability insurance and Employers liability insurance — cover for damage or injury to other people or their property. Injury to employees.
Legal insurance — cover for contract disputes or legal representation.
Employers Liability and third-party motor insurance are both legal requirements in the UK. However, there are a wide range legal responsibilities that you may face as a business. Legal action could be taken against you, your employees or your business if proven to be at fault. The solutions we offer cover both these legal requirements and your wider exposure to loss.
If there is a change to the nature of your business or you decide to change your business activities, we can advise your insurers and amend cover if required. We like to keep in regular contact with our clients to ensure that we remind you to keep us in the loop should things change.
