Have you properly considered the need for Cyber insurance?

The latest Government Cyber Security Breaches Survey (2025) found that 38% of UK businesses experienced phishing attacks during the previous 12 months. Meanwhile, ransomware continues to be described by the National Cyber Security Centre as one of the most serious and widespread threats facing UK organisations.

Cyber criminals do not only target large companies. They target businesses that rely on email, hold customer information, make electronic payments, or simply cannot operate without access to their systems.

A single incident could result in:

• Systems and files being locked
• Money being transferred following a fraudulent email
• Personal or commercially sensitive information being stolen
• Significant business interruption
• Legal, regulatory, and customer-notification costs
• Reputational damage and loss of customer confidence

Good cyber security is essential, but no defence is completely impenetrable.

What does cyber insurance cover?

A well-arranged cyber insurance policy can provide access to specialist incident-response teams, forensic investigators, legal and regulatory support, data restoration, business interruption cover, and assistance managing the reputational fallout.

Cyber insurance is not simply another policy. It is an incident-response service that can help a business contain an attack, recover its systems, and resume trading.

If your business would struggle to manage a cyber incident using its own people and resources, you really should be considering cyber insurance.

If you would like me to review your current arrangements or explain the protection available, please get in touch.

Source Reference : https://www.gov.uk/government/statistics/cyber-security-breaches-survey-20252026/cyber-security-breaches-survey-20252026